Plan! Blog

Financial literacy for people who want to put their money in order. No fluff, no credit card spam.

Apps

The best iOS budget apps of 2026, compared

We tested Mint successors, YNAB, Money Lover, Spendee, Wallet β€” and explain why Plan! came out on top.

9 min readRead β†’
Budget

The 50/30/20 rule: how to split your paycheck

Elizabeth Warren's classic budget formula and how to set it up in Plan! in under 10 minutes.

8 min readRead β†’
Saving

How to cut impulse purchases in 30 days

Five behavioural tricks plus one Plan! setting that stops most impulsive spending.

6 min readRead β†’
Goals

How to save for a car in 12 months without a loan

Realistic savings plan with month-by-month breakdown and automated transfers.

10 min readRead β†’
Budget

4 family budget models that actually work

Joint, separate, hybrid, pro β€” pick the model that matches your relationship.

7 min readRead β†’
Saving

Subscription vampires: find and kill them

The average iOS user pays for 7-12 subscriptions monthly. Half they haven't opened in 60 days.

5 min readRead β†’
Investing

Emergency fund: how much and where to keep it

3-6 months of expenses is the rule. But where do you put it, and how do you start from $0?

9 min readRead β†’
Apps

Plan! vs Excel: when spreadsheets fail your budget

Three reasons why a Numbers spreadsheet quietly sabotages your budget β€” and how Plan! avoids them.

6 min readRead β†’
Investing

Net worth tracking: a complete iOS guide

What counts, what doesn't, and how to track it month-over-month with Plan! Net Worth dashboard.

8 min readRead β†’
Budget

Multi-currency budgeting for digital nomads

How to handle USD, EUR, GBP and your home currency in one budget β€” without losing your mind.

7 min readRead β†’
Apps

Apple Watch finance: log expenses in 2 seconds

The fastest way to track money on the go β€” and why Plan! Watch app beats every competitor.

5 min readRead β†’
Apps

Face ID security in finance apps: what to look for

Biometric lock, local encryption, end-to-end sync β€” the security checklist before you trust any app.

6 min readRead β†’
Apps

Siri shortcuts for budget tracking

"Hey Siri, add $20 to coffee" β€” set up voice commands that turn Plan! into a hands-free assistant.

5 min readRead β†’
Apps

iOS home screen widgets for finance

Glance at your balance, top categories and biggest goal without unlocking your phone.

5 min readRead β†’
Budget

The year-end financial review checklist

12 questions to answer in December β€” and how Plan!'s yearly report makes it 10Γ— faster.

8 min readRead β†’
Saving

Debt avalanche vs snowball: which wins in 2026

Math says avalanche; psychology says snowball. We did the math for both, in Plan!.

7 min readRead β†’
Budget

Budgeting for freelancers with irregular income

The "lowest month" rule, tax buffer, and the Plan! template that smooths uneven paychecks.

9 min readRead β†’
Apps

iCloud sync for budget apps: best practices

How Plan! syncs across iPhone, iPad and Apple Watch without ever putting your data on a third-party server.

5 min readRead β†’